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What is Health Insurance?

The term “Health Insurance” is a common phrase which describes any type of insurance that pays/helps to pay for potential medical expenses. It has also been known in many cases to include the coverage of disability, long term nursing, and/or custodial care needs. This coverage is most often supplied through either a government agency or private insurance company, who then requires a premium to be paid by a specific company or individual wishing to be covered under the insurance protection. This coverage or “health insurance” is a means to protect the individual against unexpected medical expenses which will assuredly cost a much greater sum than actually paying for the insurance coverage through the monthly premium. In many cases, a full time employee may be offered health insurance as one of the “benefits” through their company; however health insurance can also be bought on the individual basis and may also be offered through certain schools.

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Health Insurance Companies

* Aetna
* Aflac
* American Medical Security Life Insurance Company
* Assurant
* Asuris Northwest Health
* Blue Cross/Blue Shield
* Celtic Insurance Co.
* CIGNA
* Fortis
* Golden Rule Insurance Company
* Group Health Inc.
* Group Health Cooperative
* Harvard Community Health Plan
* Health Net of Arizona
* Health Net of Oregon
* HealthPartners
* Health Plan of Nevada
* Humana Inc.
* Intermountain Health Care
* Kaiser Permanente
* LifeWise Health Plan of Oregon
* LifeWise Health Plan of Washington
* Medica of Minnesota
* Medical Mutual
* Oxford Health Plans
* UNICARE
* UnitedHealthCare
* Vista Healthplan of South Florida


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